1. Introduction

SMB Finance PLC ("we," "our," or "us") values your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

2. Information We Collect

We collect various types of information, including:

• Personal Identification Information: Name, address, email address, phone number, and date of birth.
• Financial Information: Bank account numbers, credit card details, income, and credit history.
• Identification Information: Social Security number (SSN) or taxpayer identification number (TIN).
• Usage Data: Information about how you interact with our website and services, including IP address, browser type, and pages visited.

3. How We Use Your Information

We may use the information we collect for the following purposes:

• Service Provision: To provide, maintain, and improve our services.
• Transaction Processing: To process payments and manage your account.
• Communication: To communicate with you regarding your account, respond to inquiries, and send updates or marketing communications (with your consent).
• Legal Compliance: To comply with applicable laws and regulations.
• Fraud Prevention: To detect, prevent, and respond to fraud or other illegal activities.

4. Sharing Your Information

We do not sell your personal information. We may share your information with:

• Service Providers: Third-party vendors who assist us in providing our services (e.g., payment processors, IT support).
• Financial Institutions: As necessary to process transactions and provide services.
• Regulatory Authorities: To comply with legal obligations or respond to lawful requests.
• Business Transfers: In the event of a merger, sale, or transfer of assets, your information may be part of that transaction.

5. Data Security

We implement a range of security measures to protect your personal information. While we strive to use commercially acceptable means to protect your data, no method of transmission over the internet or electronic storage is entirely secure.

6. Your Rights

Depending on your jurisdiction, you may have certain rights regarding your personal information, including:

• Access: The right to request a copy of your personal information.
• Correction: The right to request corrections to any inaccuracies.
• Deletion: The right to request deletion of your personal information, subject to certain exceptions.
• Objection: The right to object to or restrict processing of your data.

7. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to monitor activity on our website and store certain information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our services.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on our website, and we encourage you to review it periodically.

9. Contact Us

If you have any questions about this Privacy Policy or our practices regarding your personal information, please contact us at:

SMB Finance PLC
No. 282/1, CBS Building,
Galle Road, Colombo 3.

+94-(0)11-4 222 888